Personal

At Takaful, we understand how hard customers work for their personal possessions, and that they want to protect them as comprehensively as possible.

At Takaful, we understand how hard customers work for their personal possessions, and that they want to protect them as comprehensively as possible.

Our refreshed Personal Lines offering has been developed to protect customers’ most valued possessions. Working with our team, customers are able to shape a solution that mitigates risk, and, more importantly, meets customer needs while complying with the TCF (Treating Customers Fairly) outcomes.

Our Personal Takaful agreement has standard covers to protect customers’ belongings, and also offers additional covers that provide customers with greater flexibility.

Buildings / Household Contents

• Fire, lightning, or explosion
• Storm, wind, water, hail, or snow
• Earthquake
• Bursting, overflow, and leaking of water apparatus, heating installations, geysers, and pipes
• Malicious damage
• Theft and attempted theft

All Risks Cover

Specified items
Worldwide cover for specified items that may be taken out of the home, or worn while out of the home.

Unspecified All Risks
Worldwide cover for items normally worn or carried outside of the home, such as handbags and clothing.

Personal Computer Equipment

Worldwide cover for specified electronic equipment that may be taken out of the home.

Motor

• Comprehensive
• Comprehensive excluding theft
• Third party, fire, and theft
• Third party only

Personal Legal Responsibility

Automatically included when household contents are covered.

Ext. Personal Legal Responsibility

Extended liability up to R20 million.

We are committed to integrity and transparency, as well as the creation of long term partnerships based on trust and respect. 

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