South Africa's comprehensive Shariah-compliant protection and financial wellbeing provider
From personal cover to family Takaful, business protection and estate planning — all guided by trusted advisers and backed by claims approved in record time.
- Protecting Communities, Not Just Assets
- Protection With Purpose
South Africa's comprehensive Shariah-compliant protection and financial wellbeing provider
From personal cover to family Takaful, business protection and estate planning — all guided by trusted advisers and backed by claims approved in record time.
- Independent Shariah Supervision
- Responsive Claims Support
- Protection With Purpose
Protection that grows with every chapter of your life
Takaful is a Shariah-compliant system of mutual protection built on the principles of cooperation, shared responsibility, and community support. Participants contribute to a common fund that helps protect one another during times of need, providing ethical, transparent financial protection aligned with Islamic principles.
Offering a complete Shariah-compliant ecosystem, Takaful covers everything from your motor and home to your family’s future, your business, and your legacy—all under one trusted name. At its heart, Takaful is about people coming together to protect one another, strengthen their communities, and provide lasting peace of mind.
Protect Your Home
Protect Your Business
Protect Your Family
Protect Your Wealth
Find Your Cover
Tap any of the below to learn more or get a quote.
Motor
Cars, Bikes & Boats
Home
Buildings & Contents
Personal Belongings
Cellphones, Laptops, Jewellery
Travel
Medical, Baggage, Delays
Cyber
Online Fraud, Cyber Scams, Data Recovery
Estate Planning
Ensure your assets are protected
Retirement Planning
Retirement Planning
Wealth Planning
Grow your wealth ethically
Why Choose Takaful South Africa
Shariah-Compliant Solutions
Guided by Islamic principles and ethical financial practices.
Trusted Network
Access to leading providers and specialist partners.
Protection with Purpose
Helping protect your family, business, and assets.
Wealth & Legacy Planning
Supporting your long-term financial goals.
Independent Guidance
Advice tailored to your unique needs.
One Trusted Partner
Personal, commercial, family, and wealth solutions under one roof.
Protection Wherever Your Journey Takes You
Whether you’re travelling for business, enjoying a family holiday, studying abroad, or embarking on the spiritual journey of Hajj or Umrah, travel is about creating experiences and memories that last a lifetime.
While every journey is different, unexpected events can happen when you least expect them. Delayed flights, lost luggage, medical emergencies, travel cancellations, or unexpected disruptions can quickly turn an exciting trip into a stressful experience.
Protecting The Things That Matter To You
Some of your most valuable possessions don’t stay at home. Whether you’re travelling, commuting to work, or simply going about your daily routine, the items you carry with you are often exposed to greater risk.
Our Personal Belongings Takaful solutions provide access to Shariah-compliant protection for the personal items you take with you every day. From accidental loss and theft to unexpected damage, the right protection can help you replace the items you rely on most.
Cover that grows with your business
Halaal Business
Cover for halaal businesses across retail, hospitality, manufacturing and construction
Group & Team Cover
Look after your team with Shariah-compliant group cover
Risk Management
Comprehensive cover from public liability to body corporates
Driving Business Forward
What our customer say about Takaful South Africa
Our Partners
Excellent
Got more questions?
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Your questions, answered
What's the difference between Takaful and conventional insurance?
Takaful is built on mutual protection rather than risk transfer. Contributions go into a participants’ fund that’s free from riba and managed in line with Shariah principles, while conventional insurance is structured around interest-based investing.
Can non-Muslims also take out Takaful cover?
Yes, Takaful is ethical, value-driven protection that’s open to anyone who appreciates a transparent, mutual-assistance approach.
Are you regulated by the FSCA?
Yes, we are a fully licensed Financial Services Provider regulated by the FSCA, with independent Shariah board oversight on every product.
How do I get started?
Get a quote or book a free consultation with one of our trusted advisers who will guide you through the right cover for your needs.
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