Takaful South Africa

Protecting What Keeps SA Moving

Auto Trade Takaful provides Shariah-compliant protection for businesses in the motor industry. It helps safeguard against risks such as fire, theft, liability, and vehicle damage. Protecting your operations so you can serve your customers with confidence.

Protecting What Keeps SA Moving

Auto Trade Takaful provides Shariah-compliant protection for businesses in the motor industry. It helps safeguard against risks such as fire, theft, liability, and vehicle damage. Protecting your operations so you can serve your customers with confidence.

Protecting What Keeps SA Moving

Auto Trade Takaful provides Shariah-compliant protection for businesses in the motor industry. It helps safeguard against risks such as fire, theft, liability, and vehicle damage. Protecting your operations so you can serve your customers with confidence.

Protecting What Keeps SA Moving

Auto Trade Takaful provides Shariah-compliant protection for businesses in the motor industry. It helps safeguard against risks such as fire, theft, liability, and vehicle damage. Protecting your operations so you can serve your customers with confidence.

Shariah Compliant Cover For Automotive Trade

The automotive industry is fast-paced, highly specialised, and built on trust. Whether you sell vehicles, repair them, service them, or supply parts, your business relies on skilled people, specialised equipment, customer vehicles, and efficient operations.

Unexpected events such as fire, theft, equipment failure, liability claims, or damage to customer vehicles can have a significant impact on your business and reputation.

Our Auto Trade Takaful solutions provide access to Shariah-compliant protection designed specifically for businesses operating within the motor industry, helping you minimise financial disruption and continue serving your customers with confidence.

Depending on your business and the solution selected, Auto Trade Takaful may provide protection for:

  • Commercial buildings and business contents.
  • Workshop machinery and specialised equipment.
  • Tools and diagnostic equipment.
  • Stock and spare parts.
  • Customer vehicles in your custody or control.
  • Demonstration vehicles.
  • Business interruption.
  • Public and products liability.
  • Theft, burglary, and malicious damage.
  • Fire, storm, flood, and other insured events.
  • Money and goods in transit.

The protection available will depend on your business operations and the solution selected.

Choose The Takaful Protection That Fits Your Journey

Tailored Protection for Motor Businesses
Safeguard your workshop, dealership, or parts operation with solutions designed for the unique risks of the automotive industry.
  • Cover for tools, equipment, and business property
  • Protection for customer vehicles in your care
  • Suitable for businesses across the motor trade
Keeping Your Operations Moving
Minimise disruption and maintain exceptional service when unexpected events occur.
  • Supports business continuity and rapid recovery
  • Helps manage liability and operational risks
  • Enables you to focus on serving your customers
Shariah-Compliant Confidence
Protect your business with ethical solutions that align with Islamic principles.
  • Based on mutual cooperation and transparency
  • Professionally managed and responsibly structured
  • Designed to support the long-term success of automotive enterprises

Protecting Your Business and Your Customers

Your reputation depends on providing reliable service and caring for your customers’ vehicles as if they were your own.

Whether you’re repairing a vehicle, storing customer vehicles overnight, or operating expensive workshop equipment, having the right protection helps reduce financial risk and supports the continued success of your business.

Independent Shariah supervision

Scholars certify every product and investment decision. Compliance is continuous, not a once-off endorsement.

Open to all South Africans

You don't need to be Muslim to benefit from an ethical, community-first model. Takaful is for everyone.

Responsive claims support

A dedicated team committed to fast, transparent resolution — because your cover needs to work when it matters most.

Auto Motive, answered

What are the most common risks facing automotive businesses?

Automotive businesses commonly face risks such as fire, theft, equipment breakdown, liability claims, and accidental damage to customer vehicles.

Secure storage, clear operating procedures, staff training, and appropriate protection arrangements help safeguard customer vehicles while they are in your custody.

Public liability refers to your business’s potential legal responsibility for injury to third parties or damage to their property arising from your operations or premises.

An up-to-date asset register helps you track and value equipment and other assets, maintain adequate protection, and simplify the claims process.

A continuity plan enables your workshop to respond effectively to disruptions, helping to minimise downtime and maintain service to customers.

Regular maintenance, robust safety procedures, employee training, and proactive risk management can significantly reduce the likelihood and impact of losses.
 

Protect What Matters Most

Get a personalised Takaful quote and discover Shariah-compliant cover designed to safeguard your family, business, or assets.